Prepaid Card Management platform
Enabling innovators to fuel their prepaid solutions or wallets program growth through Wibmo’s modern, scalable and reliable technology stack
Overview
We help brands innovate and scale faster through Wibmo’s prepaid solutions. Whether you need a prepaid card solution for business or a virtual wallet for consumer use, Wibmo offers a modern payment experience which is feature-rich, configurable, and robust. The platform’s SaaS modules are easily integrable, thus significantly reducing your business’ Time to Market.
Wibmo recognizes that prepaid card solution is not one-size-fits-all. Your business requirements are one-of-a-kind. Wibmo’s prepaid solutions come in a variety of program models, that take pride in a faster go-to-market speed, each with its own set of service and capabilities to give you a branded experience of your wallet offering.
Features
Card Issuance
Physical or Virtual Cards
Tokenization enabled
A Comprehensive Card Management System & Fulfilment
Processing & Settlement
3D Secure Authentication
Just in Time Funding
Bundled with ACS, RBA & FRM
Open APIs
Customizable Card Experiences
Microservices driven RESTful architecture
Plug & Play Modules
Infrastructure
Auto Scalable
Reliable
Hosted Platform, Cloud Native or On-Prem
Benefits
Flexible and extensive
With Wibmo’s unique microservices, it is simpler than ever to create and implement payment solutions that satisfy the rules and requirements of your business – leverage the entire platform or use a single service…it’s up to you
3D Secure
Authenticate your cardholders in a way that is right for your business and reduce online fraud – while meeting regulatory requirements. An authentication process without adding friction to customer experience
Proprietary Risk Engine
Minimize the risk of fraud and unauthorized charges with real time dynamic controls and fraud scores
Dedicated Support
With dedicated affiliate partner support and direct access to our relevant account managers
Real time configuration
Have more control over expenditure. Changes to operation and transactional parameters can be executed in real-time.
Card Management & Processing Support
Fully certified by Visa and Mastercard with in-house VAP and MIP global end-point connectivity to card networks
Our range of services cover issuer, acquirer and merchant-side processing
Full service operations include daily reconciliation and settlement services, exception handling, dispute and chargeback management
Onboarding and setup of merchants
Access to extensive MIS and reports, including monthly and quarterly regulatory and fraud reports
Design, personalization and fulfillment of your payment card programs
Quality end-to-end card management services for magnetic stripe or EMV chip cards
We offer personalization of cards, printed materials, packaging, and delivery
Services include card generation, ordering, inventory management, issuance, activation, load, reload, and bulk processing
Support for instant issuance and add-on cards
Exception processing such as block and unblock of lost/stolen cards, replacement services through our round-the-clock operations center
Customer & Cardholder Support Services
Customer handholding range from voice, email, to outreach for best support experience
Operators trained to detect possible fraudulent callers
Extensive MIS reports to provide insight into customer queries and grievances
Use Cases
Physical and Virtual Cards
Forex Cards
Incentives & Rewards Cards
Payroll Cards
Student/Millennials Cards
Employee Engagement Cards
Travel & Expense Cards
Refund and Cashbacks Card
Gift Cards
Health/Wellness Card
Merchant settlement Card
Wallets
Closed / Semi-closed / Open
BNPL
Fund real time purchases with virtual cards
Transit Solutions
One card for public transport, toll and parking