3D Secure Payment Authentication Platform

Experience the future of secure, frictionless payments with Wibmo’s nextgen authentication platform

Say ‘Hello’ to ACCOSA IVS

Overview

ACCOSA IVS is a payment authentication platform uses 3-D Secure 1.0 and EMV 3-D Secure 2.X protocols for securing online payments. Coupled with its powerful Risk Based Authentication (RBA) engine, it provides frictionless experience consumers expect.

demo

REQUEST

brochure
BROCHURE

VIDEO

Features

Powered by cutting-edge fraud prevention technology, ACCOSA IVS combines the prowess of EMV 3D secure protocol and a dynamic risk authentication engine to accurately calculate risk scores in real-time.

EMV 3DS Compliant, Multi-Network Certified

Supports Visa, MasterCard, Amex, Rupay, Diners, China Union Pay and JCB card networks

Dynamic Risk-Based Authentication Engine

Instantaneously identifies and counters emerging threats in real time

Micro Services Based Architecture

Implemented with a Scalable microservices architecture

Cloud Ready

Designed to scale for high volume transactions

Multiple Authentication Methods Supported

Supports Biometric, OTP, Offline OTP and Push Notification based authentication

Performance Analytics

Displays your growth story with intuitive analytics

ACCOSA IVS Platform Products

The ACCOSA IVS identity authentication platform combines the best of our consumer identity verification mechanics and extends you an experience like no other.

3DS SDK

Software for facilitating cardholder authentication that is embedded in a merchant mobile app. Can be used to support EMVco 3-D Secure 2.x authentication natively in a mobile application

3DS Server

Leverage single plugin technology for acquirer across 3DS 1.0 and EMV 3DS and integrate a host of 3DS Requesters at the click of a button.

ACS

EMV certified Access Control Server(ACS) leveraging best in class industry technology and seamlessly integrated with our TRIDENT risk engine to score every transaction.

Benefits

Increased Sales

With Enhanced Customer Experience

Ensure Best in Class Risk Management

With multiple authentication methods supported

Industry Leading

Trusted by leading issuers across multiple countries

Customized to your needs

End to end customization to meet your every need

Round the clock support

Additional support for VAS and UAS.

Single platform for Both 3DS 1.0 and EMVco 2.0 protocol

Use Cases

ExpressPay

Faster secured transactions and better approval rates for business growth and user satisfaction

Mastercard Pay By Account

Wibmo IVS platform has provided Authentication solution for Mastercard Pay By Account, a mobile based consumer-friendly payment solution. Pay By Account is a first-of-its-kind payment functionality provided by Mastercard for its customers and can be easily integrated with the issuer bank’s mobile banking app.